Missionary Prep: the budget
As we, Adam and Michelle, continue in our preparation work, we have recently decided to conquer the ever challenging idea of living on a fixed budget. With that in mind, Adam and I have decided to start using a new app for our phone called "You need a budget" (http://www.youneedabudget.com). This has been life changing! And I think a must-have (at least in concept, not necessarily this app) for all international service workers. The function of the app is lay out a budget, that can only be "budgeted" as the money is in hand. Then, as you buy your groceries, fuel or pay your rent, you immediately place the expense in the app. This in theory (and has been very close) gives you the real time money in your account so you don't overspend money that you don't have. It synchs between devices, so Adam and I will also have each other's account information on our own devices. This has allowed us to be more proactive and prospective about our spending to guarantee...